Hourly Paycheck Calculator
Enter your hourly rate and hours per week to see exact take-home pay — after federal, state, and FICA taxes. Updated for all 2026 tax brackets and every US state.
Bi-weekly take-home pay
$2,348.62
$61,064.08 / year · 81.5% of gross
Per paycheck
Effective rate: 10.8% · Marginal: 22.0%
No state income tax
Annual summary
Overall effective rate: 18.5%
2026 tax brackets · Estimates only · Not tax advice
Hourly to annual quick reference
Based on a 40-hour week × 52 weeks (2,080 hours/year). Use the calculator above for actual take-home after taxes.
| Hourly rate | Weekly | Monthly | Annual |
|---|---|---|---|
| $15.00 | $600 | $2600 | $31,200 |
| $18.00 | $720 | $3120 | $37,440 |
| $20.00 | $800 | $3467 | $41,600 |
| $22.00 | $880 | $3813 | $45,760 |
| $25.00 | $1000 | $4333 | $52,000 |
| $28.00 | $1120 | $4853 | $58,240 |
| $30.00 | $1200 | $5200 | $62,400 |
| $35.00 | $1400 | $6067 | $72,800 |
| $40.00 | $1600 | $6933 | $83,200 |
| $45.00 | $1800 | $7800 | $93,600 |
| $50.00 | $2000 | $8667 | $104,000 |
| $60.00 | $2400 | $10400 | $124,800 |
| $75.00 | $3000 | $13000 | $156,000 |
| $100.00 | $4000 | $17333 | $208,000 |
Hourly, biweekly, and annual — how they relate
All US pay frequencies boil down to the same annualized gross. Your employer divides that annual number by the number of paychecks in a year to produce the amount that lands in your account. Here are the standard period counts:
- Weekly: 52 pay periods per year
- Bi-weekly: 26 per year (most common for hourly workers)
- Semi-monthly: 24 per year (1st and 15th)
- Monthly: 12 per year
A $25/hour worker at 40 hours/week earns $1,000/week gross, or $2,000 bi-weekly, or roughly $4,333 monthly. Federal taxes are calculated annually and spread across pay periods — which is why withholding on an irregular-income week can sometimes look "too high."
Overtime and the 1.5× rule
Under federal FLSA, non-exempt hourly workers earn 1.5× their regular rate for hours above 40/week. Some states add daily rules — California, for example, requires time-and-a-half over 8 hours/day and double-time over 12 hours/day. Our calculator supports separate OT rates if you enter them.
Should you care about the "effective hourly rate?"
Yes — especially when comparing jobs. Salary plus 5 weeks PTO is worth meaningfully more per hour than the same salary with 2 weeks PTO. See the salary-to-hourly guide for the exact math.
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