PayCalculator

New Brunswick Paycheck Calculator 2025

Calculate your exact New Brunswick take-home pay after federal tax, New Brunswick provincial tax, CPP and EI.

$

Bi-weekly take-home pay

$2,092.94

$54,416.52 / year  ·  72.6% of gross

Per paycheck

Gross pay
$2,884.62
Federal income tax
−$344.76

Effective: 12.0% · Marginal: 20.5%

New Brunswick tax
−$244.12

Effective: 8.5% · Marginal: 14.0%

CPP contribution
−$160.85

Base CPP + 1% enhanced + CPP2 (4% on earnings above YMPE)

Employment Insurance (EI)
−$41.95
Take-home pay
$2,092.94

Annual summary

Gross income
$75,000.00
Total deductions
$20,583.48

Combined effective rate: 27.4% · Combined marginal: 34.5%

Annual take-home
$54,416.52

2025 CRA federal & provincial brackets · BPA, CPP/EI credits, surtaxes, Ontario Health Premium and Quebec abatement applied · Estimates only — not tax advice

New Brunswick income tax overview

New Brunswick uses 4 tax brackets ranging from 9.40% on the first $51,306 of taxable income up to 19.50% on the highest bracket. The provincial Basic Personal Amount of $13,396 is applied as a non-refundable credit at the lowest rate.

Like other provinces outside Quebec, you contribute to CPP (5.95% on earnings $3,500–$71,300, plus 4% CPP2 between $71,300–$81,200) and federal EI (1.66% up to $65,700).

In addition to New Brunswick provincial tax, all Canadian residents pay federal income tax (15% to 33% depending on income) with the federal Basic Personal Amount of $16,129 for 2025 applied as a non-refundable credit. RRSP contributions reduce both federal and provincial taxable income.

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New Brunswick paycheck calculator — frequently asked questions

How much provincial income tax do I pay in New Brunswick?
New Brunswick uses 4 tax brackets ranging from 9.40% on the first $51,306 of taxable income up to 19.50% on the highest bracket. The provincial Basic Personal Amount of $13,396 is applied as a non-refundable credit at the lowest rate. Use the calculator above to see your exact New Brunswick provincial tax based on your gross salary and deductions.
What is the take-home pay on a $75,000 salary in New Brunswick?
On a $75,000 CAD annual salary in New Brunswick, your take-home pay depends on your RRSP contributions and other deductions. Federal tax, New Brunswick provincial tax, CPP, and EI all apply. Use the calculator above to get your exact bi-weekly or monthly take-home figure.
What pension and insurance deductions apply in New Brunswick?
Like other provinces outside Quebec, you contribute to CPP (5.95% on earnings $3,500–$71,300, plus 4% CPP2 between $71,300–$81,200) and federal EI (1.66% up to $65,700).
How can I reduce my tax burden in New Brunswick?
RRSP contributions are the most effective way to reduce both federal and New Brunswick provincial tax — you can contribute up to 18% of your earned income (max $32,490 for 2025). Contributions to a registered pension plan, union dues, and certain professional dues are also pre-tax. Use the "pre-tax deductions" field in the calculator to model the impact.

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